Good Finance is an important financial company of the Good Lender Bank and today stands as one of the most established companies in the world of small personal loans. Precisely for this reason we decided to thoroughly analyze its offer and understand up to whether its products are advantageous or not.
As we well know, in fact, small personal loans play a fundamental role today. There are more and more families who, attracted by current interest rates, decide to resort to credit and, the average amount, is around 10 thousand USD. Consel, on paper, would seem to be the right partnet since it deals precisely with disbursing loans and transfers of the fifth for amounts not exceeding $ 10,000. Let’s see, in detail, all the characteristics of the products offered.
Loans Good Finance
Let’s start by analyzing 2 fundamental aspects: the interest rate applied and the method of disbursement. As regards the rate, this varies from a minimum of approximately 8% to a maximum of 10%, depending on the capital requested and the duration of the loan. Obviously, the closer the amount is to the 10 thousand USD ceiling, the longer the duration and the cheaper the interest rate applied.
We now come to the delivery methods established by Consel. First of all, it must be said that the whole practice can be managed online thanks to the technological support of Good Lender Bank. This, in itself, is a factor which we believe to be very important. As we have pointed out several times, in fact, requests for personal loans are increasingly moving over the internet. Banks and financial institutions are adapting to this trend but in some cases still require physical presence in the branch, something that we believe to be absolutely out of place.
With regard to the loans and the transfers of the fifth paid by Consel, it should be said that there are no costs of practical preliminary investigation nor, even less, management costs of the same. Furthermore, the financial company does not charge stamp duty or the cost of sending communications to the customer.
In principle (then it always depends from case to case) to be able to apply for and obtain financing from Good Finance it is necessary to be resident in Italy, to be aged between 18 and 78 and, of course, a demonstrable income to offer to capital guarantee required.
How to apply for a loan to Good Finance
As we said, the loan can be requested and paid directly online through the financial portal (e-consel.it). Alternatively, for those who are not very familiar with the internet or prefer to have explanations from a person in charge, you can manage the practice from the call center. Obviously by calling the number in question you can also make an appointment with an assignment directly in the branch.
Once the request has been made online through the e-consel portal, you will receive the outcome of the loan investigation directly via email. If the outcome is positive, all you have to do is send your documents and wait for the requested sum to be credited.
The disbursement of the loan, in fact, takes place by issuing a bank transfer to the applicant’s current account or by cashier’s check to be collected from the branch in your area or sent directly to your home with an insured.
Do Good Finance loans agree?
When it comes to conclusions about personal loans it is always very difficult because a lot also depends on your characteristics. In this case we can make some considerations. As for the interest rate, you could do better, because today you can also find taegs below 7%.
It must be said, however, that the absence of ancillary costs and the possibility of managing the request for financing entirely online even for small amounts of just 2 thousand USD is an advantage that not all financial companies offer. Overall, therefore, our opinion on Consel can only be positive. If you need a small loan under 10 thousand USD, this is a solution worth evaluating.