Choose the assignment of the fifth of the salary or pension. This form of loan allows you to pay in installments with convenient installments withheld directly from the paycheck or pension up to a sum not exceeding one fifth of the amount of the coupon.
Why choose the Employee loans?
Choose a loan with an installment without worries, with the assignment of the fifth of the salary or pension. In fact, the monthly installment is withheld directly from your salary, by the company or pension institution.
You will not have to worry about anything, and you will not have to provide additional guarantees in addition to the paycheck or the pension slip.
What are all the advantages of this type of financing?
- No additional expenses before or after financing
- Fixed installment and rate for the entire duration of the loan at favorable conditions on the market
- Payment through deduction directly from pension or salary
- Immediate down payment of up to 80% of the requested amount
- Non-transferable bank draft or bank transfer
- First installment after 30 days from the loan
- Single signature
- Recalculation of interest due to early repayment
- It can also be requested in the presence of bank problems or in the presence of other ongoing loans
Who can request it?
The assignment of the fifth can be requested by employees of public and state companies but also by private employees including term workers with a loan amortization plan that does not exceed the duration of the fixed-term contract.
Both salary and pension can also be requested by those who have had bank problems such as protests, foreclosures or late payments.
For employees: salary certificate or service certificate issued by the employer for employees
For retirees: declaration of transferable quota issued by the Social Security Agency to which they belong
- Identity card
- Fiscal Code
- Last paycheck
- CUD last year
- Declaration of transferable quota (to be shown in cases of transfer of the fifth pension)
How to make the request?
To satisfy and protect the interests of customers, we deliver the manual on “European basic information on consumer credit” which lists all the characteristics and costs of financing.
To obtain a loan it is necessary to sign a life or risk of employment policy to protect the customer and his family in the event of death or loss of work.
Do you want to apply for a loan with the Transfer of a Fifth of the Salary or the Pension?