1000 USD loans without paycheck: the Italian Post Office alternative
The credit market has recently adapted to an increasingly widespread need: obtaining small but short-term figures. The reasons that can push citizens to apply for loans of 1000 USD (or a little more) are numerous. The most frequent one concerns the tax issue.
In fact, very often, we find it difficult to pay a higher tax than expected, therefore the need to acquire liquidity immediately emerges. There are many realities that offer this type of possibility but Poste Italiane stands out above all.
The “post offices”, in fact, offer a very interesting variant, which has a certain uncommon characteristic: accessibility to those who cannot claim a paycheck.
It is not a question of absence of income, it is clear (that is always necessary), but of certain and demonstrable income. The product in question is Postal Service. The most important requirement is the possession of a Postepay, through which the liquidity disbursement and repayment operations will be carried out.
Another peculiarity lies in the fact that all the parameters – amount, interest, reimbursement – are already preset. The choice is between three options.
The first provides for a top-up of 750 USD, against which 835.50 USD will be returned in 15 months. The second consists of a top-up of 1000 USD, which become 1138 to be returned in 20 months. Finally, the third one grants a top-up of 1,500 USD, for a total amount of 1,734 USD to be returned in 24 months.
Fast loans: the August offer
An alternative is to turn to those credit institutions which, although they do not prepare offers explicitly dedicated to loans of 1000 USD, allow the possibility of financing themselves for small amounts, however less than 3000. An example is provided by Astro Finance and specifically by personal loans.
Their main feature is speed: it is in fact possible to receive the sum within 48 hours. In addition, this type of products follows the logic of Astro Finance loans, which aim to customize the repayment procedures.
This means that it is possible to skip or postpone the payment of an installment. In addition, at no additional cost, Astro Finance grants the opportunity to change the amount of the installment more or less to your liking by lengthening or narrowing the repayment period.
Astro Finance loans therefore stand out for their flexibility and ability to meet customers. It must be said, however, that in general this type of product imposes fairly high interest rates. For example, if you request a loan of 2750 USD, this can be repaid in 12 monthly installments of 239 USD each.